Just being Frank. Independent and Politically Nonbinary.

  • 0 Posts
  • 19 Comments
Joined 5 days ago
cake
Cake day: February 28th, 2025

help-circle

  • 25 years ago, health care used to be more affordable. That was before the insurance companies paid for everything, and before hospitals were privatized and consolidated. Doctors could not charge a lot because people paid cash, and people would choose doctors with affordable rates. But now with copays, people think that the doctor costs $30. So the doctors charge hundreds of dollars to the insurance companies, knowing that if the patients paid cash themselves, they would refuse to pay such high charges. These higher fees just get passed back to the patient in the form of higher insurance premiums. So insurance is inflationary. The cost of healthcare is pushed up.

    Government insurance tries to handle this by putting caps on what providers can charge, but you still have the problem of rationing of healthcare based on available funds, and it also gives bureaucrats control over your healthcare. It has all of the same problems as private health insurance, except it is run by the government. And if it is centralized, you can’t go anywhere else for a second opinion. If they say no, you are screwed. So that is not ideal either.

    If you abolish all private healthcare, then you only have government clinics, and the problem with that is that they can deny you care if they don’t like you (a political dissident) or if they don’t have the budget to pay for everyone’s care.

    Instead of any of those, you need some kind of system that is not inflationary, is affordable, and that gives people choices in their care. If one provider says no, they can go to another. The current system is really bad, but most of the alternatives that people suggest are just as bad or worse. If you want a better system, it must include patient choice.


  • We see how that works. Governments take 40% or more of your income, or insurance companies have outrageous rates. And then the bureaucrats keep part of your money for themselves, and then tell you whether you get healthcare or not by restricting use to the money you paid them. Why should I pay for government administrators to have huge salaries just to manage the money I gave them?

    I would rather pay for a doctor’s visit out of pocket with cash, and earn interest or invest the money that would otherwise go towards taxes or insurance fees in my own health savings account.

    Most people can afford routine healthcare costs. It is the major medical that is the problem. For that, you need something like insurance, either run by the government, a cooperative, or a private company. You also pay people enough where they can put money away into a health saving account and retirement account. So wages would need to rise for that. And you need a safety net for people who cannot afford insurance, funded by taxpayers and charities. You don’t have to centralize things to do any of that.

    Routine healthcare should never be free, except for those in poverty. It just leads to inflation and rationing of routine healthcare.



  • With Harris Health, if you qualify for free healthcare, you get a “gold card” that gives you free healthcare. You have to qualify based on your household income and household size. Others are provided services based on a sliding scale based on their income.

    And there is no such thing is free healthcare. You either pay for it in advance via taxes or insurance premiums, or you pay at the time of service. It is not free, and will never be free.

    Systems can be made to be more efficient and more affordable, but they will never be free since it takes resources and labor to run a healthcare system.



  • One thing I don’t understand is why some people are against charity and religious organizations running hospitals next to government-run hospitals. One is funded by donations, and the other is funded by taxes. If we wind up with universal care using multiple providers, what is the problem? The end goal is that people get the care they need, and they are more likely to get that when there is more than one gatekeeper.


  • The United States is huge. You could fit all of Europe inside the U.S. Yet they don’t have ONE Europe-wide healthcare system. Each country has their own. At the very least, each state should have its own health care system, although a local network would be better. And we should not abolish charity and religious organizations from running hospitals. They should be part of the health care ecosystem as well. That way people have a choice in care since there are multiple providers.



  • Of course, this just highlights the problem with centralized care. If local universal care run by the government turns away people because it is underfunded, what do you think a nationwide government run healthcare system will do when it is underfunded? The same thing! They will deny care just like the insurance companies do. And you won’t have any choice in the matter since they are the only provider and/or they control the money spent on your healthcare.


  • As I said, the system is not perfect and it needs to be improved. And it is better than Canada telling people to choose euthanasia because the government doesn’t want to pay for their care, or when the UK denied care to a little girl, and then refused to let her leave the country to get healthcare elsewhere. They don’t provide universal healthcare either, despite their claims.




  • Before the greedy consolidated healthcare into mega-organizations and privatized hospitals, most hospitals were run by charities, religious organizations, and local governments (usually counties). People paid cash for routine healthcare, which kept prices low, and had major medical insurance for major expenses. People had control over their healthcare.

    The system was not perfect, but it was a lot better than what we have today. And we can do a lot of things to make such a system better, such as requiring hospitals to provide indigent care to those who cannot afford to pay (i.e. free or reduced cost healthcare) in exchange for not paying taxes. If they chose not to provide indigent care, then they are taxed, and that tax money is used to fund government-run hospitals and clinics.

    You don’t have to centralize healthcare to provide universal healthcare. There are a number of ways to do it.




  • There has been a power struggle in the Democratic Party, and the old guard that were centrists have largely been replaced by those who lean farther left. But both are still fighting over power within the party. In fact, one of the main complaints of Democratic voters is that their beliefs had not changed, but the Democrat Party moved farther and farther away from their beliefs.

    I agree, in the sense that I think that a lot of Democrats are indeed centrists, and the Green Party is probably more consistent with what Europeans think is left.

    But the current Democratic Party is not was it was 15 to 20 years ago, when it was a centrist, arguably corporatist party. It is not the party of Obama anymore. Now it is divided between corporatists and socialists. It would be inaccurate to call them status quo now, at least on the social end of things, considering all of the changes they are trying to embed into society.