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Precisely. 🙂

Whoever owns the fountains owns the money.

If someone throws money into a fountain and then wishes then that in itself is a complete transaction with whichever supernatural entity is being bargained with.

I am assuming that any entity which is powerful enough to grant wishes is also powerful enough to hang onto the money if that should be its wish.

Alternatively it’s a quaint custom that people engage in as a form of custom and the pleasure comes with a link to the tradition.

The periodic clearing out of the fountains is both necessary maintenance and a form of income that pays for said maintenance. No one is really harmed by this.

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Turns out this is false, the actual story is much better: https://www.vice.com/en/article/chinese-woman-fake-russian-history-wikipedia/